Shanghai: The first unified medical payment platform covering digital RMB will be established in China


Mobile payment website news: Recently, The Shanghai Municipal Health Commission, the Shanghai Headquarters of the People’s Bank of China and other departments jointly issued the “Digital Transformation 2.0 Work Plan for Convenient Medical Services in Shanghai” (hereinafter referred to as the “Plan”) notice.According to the plan, digital RMB payment channels will be added.Relying on the support of the “One Network Access Office” platform, using the “Follow the Bid” mobile terminal as the service channel, using digital RMB as the scenario to expand the scope, enrich the payment methods for medical treatment, actively respond to the national policy of steadily promoting digital currency research and development, and help Shanghai to build the first unified medical payment platform covering digital currency in China.The Shanghai headquarters of the People’s Bank of China is responsible for guiding and coordinating the construction of digital RMB related scenes, and instructing operating institutions to open digital RMB wallets for medical institutions.The plan points out that on the basis of launching exclusive credit products and realizing “insensitive payment”, the digital transformation in 2022 will further deepen the “one thing” of medical payment: first, upgrade the service column.Strengthening scenario-driven, upgrade “along with the bid” medical treatment to pay a “thing” column, high frequency medical services by expanding access to upgrade medical institutions at all levels in online services, access to health wikipedia class services and information services, create service coverage more fully and more initiative, experience better medical health.Second, improve the channels of use.The non-inductive payment service based on credit is fully opened in self-service machines and tools of medical institutions, doctors’ consulting rooms, manual Windows and public accounts, etc. In offline channels, real-time settlement of medical insurance expenses is realized by scanning the code along with application code and medical insurance electronic voucher, and the self-paid part is paid by default by the bound credit account.By the end of 2022, the number of people who use credit without feeling payment should account for 5% of the total number of outpatient medical payment.Third, we will promote model innovation.Promote the non-inductive payment mode based on prior authorization, advance the time of patient confirmation from the doctor’s clinic to the appointment or service opening link, and change the confirmation mode from offline scan code to online authorization in advance.Qualified medical institutions can pilot the post-treatment payment model based on quota locking, and further postpone the advance payment point from the middle to the post-treatment.Fourth, expand application scenarios.The credit – based non-inductive payment service will be extended to hospitalization and drug purchase scenarios to meet people’s medical needs in an all-round way.Fifth, expand coverage.We will support patients in the Yangtze River Delta who have completed the registration of medical treatment in other places or have access to a credit-free payment service in the Yangtze River Delta eco-green integrated development demonstration zone, and launch a pilot project to provide one-stop medical payment service in the Yangtze River Delta.Six is to add digital currency payment channels.Relying on the support of the “One Network Access Office” platform, using the “Follow the Bid” mobile terminal as the service channel, using digital RMB as the scenario to expand the scope, enrich the payment methods for medical treatment, actively respond to the national policy of steadily promoting digital currency research and development, and help Shanghai to build the first unified medical payment platform covering digital currency in China.According to the plan, by the end of the year, public medical institutions at all levels in the city will complete the digital transformation 2.0 task of “convenient medical services” on time and with guaranteed quality.

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